Third-Party Administrators
Take a Hands-Off Approach to Growing Your Wealth
Trust our third-party administrators serving Kalamazoo, MI and beyond
Offering your employees a stable retirement plan can boost retention and ensure longevity among your staff. But with multiple employees, it can be hard to manage, track and report them all yourself. That’s why Gasaway Investment Advisors partners with third-party administrators in Kalamazoo, MI and surrounding areas.
Our experienced partner, Alliance Retirement Plan Solutions, can develop a plan that meets the goals of your company and then regularly review the provisions to make sure that the plan continues to meet those goals. They also perform annual tests to prove compliance with regulations, including ADP/ACP, general non-discrimination and any other coverage testing that may be required. They’ll even prepare and file the annual 5500 form on your behalf. We work with Alliance Retirement Plan Solutions to provide the services necessary to ensure everything gets done on time and that the plan runs smoothly.
Empowering You Through Education
At Gasaway, we believe informed clients make confident decisions. That’s why we offer ongoing educational opportunities so you can stay engaged and in control of your financial future.
Social Security Workshop
This course covers everything you need to know about Social Security benefits: who qualifies, how and when to claim, and steps for beneficiaries. We’ll also discuss government health programs and strategies to maximize your benefits, whether you’re an individual, surviving spouse, or divorced spouse. Timing is key, and we’ll help you identify the most advantageous moment to start. Join us to simplify Social Security and gain confidence in planning for a secure retirement.
Insurance Workshop
This course explores why life insurance is essential for financial security. You’ll learn what life insurance is, how it works, and why it matters for protecting your loved ones. We’ll cover key benefits like income replacement, debt coverage, tax advantages, estate planning, and peace of mind. The workshop also dives into types of life insurance, techniques for managing risk through coverage, tax consequences, and long-term care considerations. Join us to understand how life insurance fits into a comprehensive financial plan.
Financial Wellness Series
Our multi-session series is designed to strengthen your financial foundation. Learn how to create a budget, manage debt, and save for short-term and long-term goals. Explore investment basics like stocks, bonds, CDs and understand risk allocation. Build a retirement plan that adapts to life’s changes, including strategies for saving and available benefits. Each workshop provides expert guidance, practical tips, and resources to help you feel confident and secure about your financial future.
Comprehensive Planning
Learn how a holistic financial plan can help you achieve long-term goals and maintain stability. We’ll cover key areas including investments, retirement, insurance, taxes, estate planning, debt, and education planning. This session focuses on why planning matters, how to assess your current situation, and set future objectives. Gain practical tools for financial independence with guidance from Gasaway’s dedicated team.
Early Investing
The earlier you start investing, the greater your potential for long-term growth. This workshop dives into why early investing matters and how it can accelerate your financial goals through compound interest and market growth. We’ll cover the fundamentals of investing, explore different investment options (stocks, bonds, mutual funds) and discuss strategies for allocating your funds wisely. You’ll also learn how to navigate the emotional side of investing and stay focused during market fluctuations. By the end, you’ll have practical steps to begin your investment journey with confidence and a clear understanding of how early action can shape your financial future.
Ready to take the next step? Check out our Events Schedule for upcoming dates and details. Visit the Events Page to RSVP and secure your spot today.
Outside Account Management
Outside Account Management
Do you have retirement or investment accounts outside our firm and aren’t sure how they’re invested or what steps to take next? We can help you understand and organize them.
Common accounts include 401(k)s, 403(b)s, and personal investment accounts
Our ecosystem can securely connect to hundreds of financial institutions
By using our platform, you can receive personalized investment guidance and portfolio recommendations tailored to your goals. Our advisors help coordinate your accounts in one place, making it easier to stay organized and make informed financial decisions.
Here are some benefits of our ecosystem:
Proactive Management
This enables us to actively manage trades in your external accounts. We provide monthly rebalancing to maintain your desired asset allocation, while also monitoring the funds to ensure they remain high-quality investments.
A Refined Strategy
We can provide a comprehensive investment strategy designed to help you achieve your financial goals, while enabling us to diversify your assets across both your current and external accounts in a tax-efficient manner.
Commitment to Client Protection
Our system adheres to bank-level encryption standards and secure client-permissioned account management, ensuring that client credentials are never shared with advisors.
With our help, you can coordinate all your accounts toward your large-scale financial goals that work together.
Our ecosystem employs bank-level encryption and secure, client-permissioned account management to safeguard sensitive information and maintain the highest standards of data security and privacy.
Tax Planning
It’s said that only two things are certain in life: Death…and Taxes! And while there’s not much you can do to avoid the former, with prudent planning and foresight, there’s a lot you can do to minimize the latter. However, similar to planning that goes into living a happy and fruitful life, a well-planned tax strategy can yield great benefits – but only if it’s done professionally, and earlier on during your wealth accumulation cycle.
Our Tax Planning philosophy is not centered around tax avoidance, but rather on helping you structure your finances, so you and your family aren’t overburdened by undue tax liability.
Why Tax Planning is Important
Consider this fact: If you managed to shave off just $250 from your tax bill each year, through prudent Tax Planning, and invested it at a 5% rate of return annually, you could have a tidy sum of over $15,250 waiting for you by the time you retire in 30 years!
Delayed tax planning is tantamount to leaving potentially savable dollars, of your hard-earned money, on the tax table for others to benefit from. The longer you defer tax planning, the more money you’ll end up owing and paying in taxes. That money could potentially have been saved, through a reduced tax bill, invested, and grown, through the magic of compounding, over many years.
What We Can Do For You
We help our clients through long-term Tax Planning strategies – and that’s exactly how we’ll help you. Tax planning does not commence on the date of filing your tax returns. Prudent tax planning often starts long before – sometimes even before you make investment decisions that trigger a tax liability. We can help devise tax planning strategies that minimize taxes, maximize tax refunds and guide you to optimize your tax-friendly investment returns.
Here’s what we can do for you through our Tax Planning service:
- While the best advice you can get is: Save. Save. Save…as much as you can. The next best advice is: Be careful how you invest those savings. Our Tax Planning advice will include considerations on whether you should invest with pre-tax dollars, or post-tax income. How you invest, and in what types of vehicles, can make a significant difference to the taxes you pay. Our Tax specialists can help you navigate through the various advantages and disadvantages of choosing one strategy over another
- When planning for tax impact on your income, we’ll also plan for the types of income that you might receive: Dividends, Interest, Annuity payments, Capital Gains, Inheritances, Employer or Government benefits. While all of these are potential income streams in retirement and before, each has different tax planning implications
- Our tax specialists will help you foresee impacts to your future net wealth. If left unplanned, your net wealth could be diminished due to likely claw-backs to benefits, and the possibility of erosion to your estate through substantial taxes
- We’ll help you mitigate possible tax impacts when it comes to your estate. A good tax plan will ensure that future generations do not bear the burden of taxes due to the legacy you leave them. But to ensure a tax-advantage inheritance to your beneficiaries, you need to put appropriate plans in place NOW – and that’s where our Tax Planning specialists can help