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Our brief March monthly update on the markets and the economy.

Whether you are just starting your career or are well-established, determining the "right" amount to save depends on personal factors and your unique financial goals.

Today, investors face a variety of chaotic swings driven by shifting interest rates, geopolitical conflicts, and global economic transitions.

February Recap The S&P 500 fell -0.8% in February , its first negative month in ten. International equities continued to perform well, while concerns around AI spending and its potential disruption to the software industry led technology stocks lower. 1 The benchmark 10yr Treasury yield dropped from over 4.2% to below 4%, leading to a 1.6% gain for the US Aggregate Bond Index. 2 Inflation , measured by the Consumer Price Index (CPI), rose 2.4% year-over-year ; April will mark five years above the Federal Reserve’s 2% target (figure 1). The economy lost -92k jobs and the unemployment rate ticked up to 4.4% , further negative news for a labor market that has been weakening since 2022 (figure 1). 3 S&P 500 earnings grew 14% in Q4 2025, the fifth straight quarter of double-digit growth. 4 The Supreme Court ruled against President Trump’s tariffs implemented under the International Emergency Economic Powers Act (IEEPA). However, the administration instituted a new blanket tariff under Section 122 of the Trade Act of 1974, which will last 150 days. As a result, the average global tariff rate dropped slightly. 5

A financial spring reset is not about following trends or making sudden changes. It involves stepping back, reviewing fundamentals, and considering thoughtful adjustments that align with long-term financial wellness.

Just like spring cleaning at home, reviewing money habits can provide clarity, focus, and a renewed sense of direction.

The S&P 500 rose 1.5% in January, starting 2026 with its ninth straight positive month.

Major life events often arise faster than expected. Starting a career, buying your first home, getting married, launching a business, or growing a family all bring new financial responsibilities.

A solid estate plan typically includes a will, beneficiary designations, and powers of attorney. Together, these help guide how assets are distributed and who can make decisions if you’re unable to do so yourself.